Skip to main content
Back To Resources

The Cost of Waiting to Replace Your Air Conditioner or Furnace

We walk through some considerations for homeowners looking to replace their air conditioner or furnace in the near future, including financial and comfort impact.

The Cost of Waiting to Replace Your Air Conditioner or Furnace

7 Minute read

Joshua Rodriguez

Revised:

January 12th, 2024

HVAC problems are rarely top of mind...until they’re an emergency. On the other end of the spectrum, nothing’s better than helping a customer find peace of mind with their decision, one that isn’t a result of an emergency but a confident, proactive plan for their comfort needs.

Sometimes we wish we could show our customers the other side of the HVAC industry. Because as a homeowner, you can’t be expected to know all the complexities of HVAC equipment and installation. That’s what we’re here for.

But sometimes knowing a slice of that knowledge can help you make better decisions when it comes to your HVAC projects.

That’s what this article is about. There are legitimate reasons to be proactive in repairing or replacing your air conditioner or furnace equipment, but those reasons aren’t always obvious. We see them every year in hundreds of households, but as a homeowner, you might experience them once or twice in your lifetime.

We’ve got a bunch of those reasons listed below. We also have recommended actions based on each one. Will they all apply to you? Probably not. But they represent considerations that are important for anyone to keep in mind as you approach your next HVAC project.

We understand that air conditioners and furnaces are large investments. That’s why we’re committed to helping you make the decision that’s best for you, your home, and your family.

Efficiency in HVAC

HVAC Price Increases

What’s the harm in waiting another year to replace your air conditioner or furnace? It’s working, right? You’ll get one more season out of it before looking into a new one. Well…

HVAC equipment doesn’t get cheaper. Trust me; we’ve seen it for decades. The trend is always the same. Sure, the technology is better, so your energy bills are lower. But the technical expertise required to manufacture and install the equipment is higher than ever.

And let’s be clear: This isn’t to scare you into a decision. But it is intended to be honest with you. I’ve talked to too many customers one year later who experience sticker shock due to this trend.

Why Costs Change?

Every year as technology improves, electrical work must become more sophisticated, metalworking techniques must become more refined, plumbing and ventilation systems must be catered to the specific equipment, and this all affects the bottom line. Sometimes materials costs will also change due to factors outside of the control of even the manufacturers.

The good news is, the level of comfort and control you’ll have over a new system is also higher than ever. We’ve come a long way in just the last couple of decades. But the price won’t go down. And to maintain a profit, HVAC companies will have to adjust.

So, one year to the next, what kind of price jump are we talking about? That’s where it gets trickier. We’ve seen 1-2% increases to keep up with inflation, all the way up to 10-15% increases to account for the changing cost of materials and/or training.

If a full HVAC system costs at least $8,000 - $13,000 (and often more if you want the best equipment), you can do the math on what that price increase could mean for your budget.

RELATED: Full System vs. Half System for Your HVAC Equipment

HVAC Utility Costs & the Weather

One of the things we generally ask homeowners is how long they expect to remain in their home. The answer can be illuminating.

We understand that a new air conditioner and/or furnace is a large investment. Nobody looks forward to dropping thousands of dollars, even if it’s for a home improvement that will benefit you for years to come.

However, the “other side” of this is looking at it as immediate savings on your energy bills, which a properly-installed, modern system will surely bring.

It also means more comfort immediately. Sometimes, lots and lots of extra comfort, all for lower costs.

True, you’ll still have the upfront cost. But if you’re going to be in your home for 5-10 years (or longer), you know that charge is coming regardless. Why not get the energy savings as soon as possible?

Only you know your financial situation, so there may still be good reasons to wait. That’s why the decision is - and always should be - yours alone. But if this year is as good as next year, financially speaking, you’re throwing money out by waiting.

Thermostat

Cost of Heating and Cooling Repair

Even with everything above, getting “just one more season” out of a piece of HVAC equipment can work for some. However, it’s a gamble.

The only thing more costly than replacing an HVAC system is having to repair an old HVAC system within a year or two of having to replace it regardless. If you get to the stage where a system is starting to “nickel and dime” you with repairs and upkeep, you’re losing money.

We’ve written before about the cost of waiting to repair or replace your air conditioner. And really, the same is true of any major piece of equipment. The loss of efficiency and yearly upkeep to, say, top your system up on refrigerant, likely isn’t worth it compared to getting a new system that doesn’t leak and operates at peak efficiency. But we allow ourselves to accept the slow trickle of smaller costs, even if they ultimately cost us more.

And there’s no judgment here. Heck, I’ve done it too. I’ve put off car repairs plenty of times, or tried to get “one more year” out of an old clunker. Sometimes, I make it through, though not without a lot of anxiety.

Other times, I haven’t been so lucky. So I could probably take my own advice here! What’s the phrase? “Do as I say, not as I do”? It’s an easy trap to fall into, though, which is why I’m so passionate about it!

Attention & Service

We have a busy season in the HVAC industry. Or rather, two of them. And they follow a predictable pattern. The busiest weeks of the year, by a landslide, are immediately after it gets really hot or really cold.

Why is this? Because people are turning on their air conditioners or furnaces for the first time, and they’re either having problems or they aren’t starting at all.

Every year we tell customers to be proactive about their maintenance, repairs, and replacements, and to turn on their systems early to avoid this. In fairness, every year a handful of people actually listen to us. But then the weather turns, and our phones ring off the hook for about a month. This phenomenon is echoed throughout the HVAC industry.

You can be the exception, though, simply by scheduling your maintenance, repair, or an estimate for a new system a month or two before you expect to have to use it.

Because the most attention you’ll ever get from an HVAC company is during this “downtime.” Want next-day installation because your A/C just died? Do you need to repair a furnace before you can use it? It probably won’t happen quickly if you’re calling the day after the weather hits 90 degrees. Or 30 degrees.

If you know that you’re going to be moving forward with the repair or replacement anyway, do yourself a favor: Be the exception to this rule. You won’t be sorry.

Rolling the Dice on Breakdowns

This is related to the section above, but it’s worth repeating: by far the most likely time for an old system to break down is the first week in a season where you’re using it heavily.

That creates the problem above of attention and service, which will trickle down into your experience as a whole. Maybe only half the companies you’d like to make an appointment with can fit you into their schedule in the next week, giving you fewer options.

Or you might feel pressured into making a quick decision because your heating or cooling needs are so great. Rushed, pressured decisions are rarely the best ones. We’d prefer that you have time to assess your options and schedule everything before you’re frantically trying to find a replacement. We don’t prefer that for our sake - when we install your system doesn’t much matter on our end, frankly - but it will certainly matter on your end. And that’s what we’re trying to look out for.

Value of Peace of Mind

How good does it feel to be truly ready for something? Not panicked, not rushing, but done well beforehand and confident that you made the decision? We all know how good that feels.

We’re talking about HVAC, but really, this can apply to anything. But we allow ourselves to put decisions off until the last minute, giving ourselves needless stress and, sometimes, making worse decisions as a result.

Again, I’m as guilty as anyone. But I see it every Fall and every Spring in my job with hundreds of homes, so I have a lot of reminders that this isn’t the best way of doing things.

A Fire & Ice customer with peace of mind with their decision is an easy person to spot. Talking with them reveals a confidence in their ability to plan and execute their goals on a timeline that is proactive instead of reactionary.

Life throws us curveballs constantly, so perfect peace of mind isn’t always possible. But when it is, it’s worth striving for.

If anything in this article helps you with that, I’ve done my job. And when you’re ready to have one of our experts out to discuss your maintenance, repair or replacement needs, we’ll be here. If that day is today, click one of the buttons below to get started. And on behalf of the team here at Fire & Ice, we look forward to speaking with you.

Schedule an Estimate - Schedule Service

What is your name?

Over 3500 Reviews!
4.9 average on Google

Chris Husmann

Fire and Ice has been wonderful to work with! Our new Furnace and AC are working like a dream. We had a number of places come out for estimates and Fire and Ice was the only one who actually went around and measured our windows and home and determined we should get a smaller furnace than what was installed before, saving us money both up front and on efficiency down the road. We were also impressed at the quality of the installation itself, as our old setup was clearly done without much care or thought. Fire and Ice took the time to move pipes and such that were just hanging from my ceiling before, move the humidifier to the proper side of the furnace, move over the ductwork that was not put in a good location, raise our electrical box outside away from the ground, and all kinds of little things to make sure our system runs right for a long time. It's been a few months and our setup runs perfectly. You get what you pay for, and I'm glad we paid for Fire and Ice!

Emily

When the 30 year old HVAC system in our house went out Fire and Ice was recommended to me. Brad, my sales representative, showed me a comprehensive list of my options, set me up with financing make a brand new system affordable, and professionally communicated throughout the entire process. The installers, Demetrius, Willard, and Tyler, were fantastic! They were very helpful and professional throughout the entire installation process and walked us through the ins and outs of the final product. The AC works like a dream just in time for the hot summer weather and we could not be happier! Fire and Ice is our go-to recommendation for anyone seeking HVAC work.

Mary Avalos-Miller

Our complete HVAC system was replaced a month ago. We experienced a flawless, informative process from sales to installation. Bryan, our sales pro, performed a detailed anaysis of our home's size, construction & features to develop an evaluation of our HVAC needs to offer the optimum sized equipment and has returned several times since the installation to insure it's proper functioning and our understanding of the entire system. The installation was performed within 3 days of our agreement - with the crew (Jon, Daniqua & Colby) getting the old system removed (furnace & A/C) and the new system installed in a matter of hours - they even modified ductwork and rerouted some lines originally installed by our builder to increase efficiency and give the system a cleaner appearance. Another great surprise was their tenacity with the cleanup - all their work areas were left totally spotless!!! Overall the best contractor performance we have experienced in 35 years of home ownership including having 2 homes built by the area's most reputable developers. The system runs great, is quiet and can now be operated through my phone from anywhere - even if just to insure it's running while at my winter haven. Thank You Fire & Ice!

Cathy Mace

Fire & Ice was great. Our sales rep, Bryan, was excellent. He was knowledgeable, professional, and didn’t pressure us to make a purchase. Due to our experience with him, we were already planning on using Fire & Ice to replace our old AC, but during the heat wave and storms, my once limping-along-AC decided 20 years was enough cooling and decided it’s job was done. My husband had initially set the meeting with Bryan, but was out of town, leaving me to pick up the sale. Bryan didn’t miss a beat when I emailed him asking to get a new AC installed ASAP. Within two days, my install techs, Demetrius P. and Willard J. were here to install. The excellent service continued. Both were amazing and incredibly professional, even dealing with my very vocal dog with grace every time they entered my house. They completed the job in a timely manner and everything was top notch. They were mindful of the fact that I work from home, and kept noise to an absolute minimum. By the time they left, I could feel the cool air flowing once again. They even took the time to swap out my furnace filter! Loved working with them and will recommend Fire & Ice to my friends & neighbors.

Jared Petersen

The entire process of having a new furnace and air conditioner installed was awesome. Scheduling the estimate was quick and easy and I didn't have to wait on availability. The estimate was very thorough, and Bryan was extremely helpful in explaining everything. Install was just a few days later based on my schedule (they could have installed sooner) and the install technicians (Bryan, Alontae, Von) were awesome. Very professional and courteous, adhering to local health guidelines the entire time. They also had somebody come out and take photos and videos of the install so they could use it in their training. They took the time to ensure everything was installed properly (my old install wasn't). They were also very helpful to show me everything about the system and new thermostat before they left. Bryan followed up with me a week later and stopped in to check on the install. He's awesome and having a tech come out and tweak a couple things (humidifier and thermostat) to ensure everything runs properly!

Jayson Nayuki

One of my good friend’s had a great experience with Fire and Ice, so I went ahead and tried them out. Amazing customers service. Brad was awesome with walking me through the process of getting a new furnace and answered all of my questions. I will be a returning customer and recommend Fire and Ice to all. Update on furnace installed: I can not praise this company enough. The technicians Floyd and Jacob were very professional and the craftsmanship was amazing. You can tell when someone takes pride in their work. Thank you for your hard work. It’s greatly appreciated.

Bryan Wade

Bryan and Nick were true professionals. They gave me a good heads up when they were going to arrive and did a great job installing the new furnace. They made sure to keep my house clean and walked me through what they did and gave me tips on how to get the best use/life out of my furnace. Will definitely recommend to a friend.

I Daniels

The two technicians arrived exactly when they said they would, immediately began to take care of business. They had more trouble than they anticipated getting the old furnace out but still pretty much finished at the time they told me. The system and heating space were left clean and tidy. they took a few extra minutes to troubleshoot my water tank to get it to ignite which was greatly appreciated. Very nice gentleman throughout the experience and gave me a thorough explanation of the paperwork and how to use the thermostat as well. Was a great experience