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New Homeowner’s Guide to Your Home Furnace

Are you buying a furnace for the first time? There are things you should be aware of before you talk to an HVAC contractor. This article discusses them.

New Homeowner’s Guide to Your Home Furnace

13 Minute read

Joshua Rodriguez

Revised:

January 18th, 2024

Here at Fire & Ice, we’ve talked with thousands of customers about how to meet their unique heating needs. One important subset of those folks is the first-time home buyer who’s in the market to buy a furnace.

A lot of the new homeowners don’t have a clear idea of what’s providing heat. They will shop for a furnace only when the existing one emits its last ounce of warmth.

All of a sudden, they face a tough decision. Which HVAC contractor should you trust? Which brand of furnace is best? Which estimate should you choose: the cheap one from a company you know nothing about, or the more expensive one that your neighbor used?

What type of furnace is greenest? The one with the best comfort level? Is springing for a top-of-the-line model with superb efficiency going to save you enough on your energy bill to be worth it? How well will it fit into your existing HVAC system?

This article examines the types of heat sources that are available, and their advantages and disadvantages. By the end, you should have an idea of what your first furnace purchase might entail. After all, we don’t want you to make the wrong choice and wind up paying for a system that isn’t right for your home.

No one deserves to be uncomfortable.

Read more: The Complete Guide to Home Furnaces

Can You Heat Your Home with Only Space Heaters?

Portable heaters are good for keeping a smaller space comfortable, but they are highly inefficient. It costs a lot of money to run them, and their range is limited. If you want another space to be comfortable, you need to move it or buy another one. That raises the energy bill.

The electricity that powers an “energy efficient” (as they are often marketed) space heater could come from any number of inefficient fuel sources, such as oil or coal. In other words, while these heaters are efficient at converting electricity into heat, they’re actually among the least energy-efficient ways to heat your home.

Electric space heaters are also not the safest option for staying warm when the temperature drops. According to the National Fire Protection Association (NFPA), space heaters account for 43% of home heating fires and 85% of home heating deaths.

Central Heat Is a Whole-Home Solution

A better comfort solution is a full-split system, with a heat pump or air conditioner outside, and a furnace or air handler indoors. The big advantage is that you can heat the house to a consistent temperature.

It’s more efficient and a lot more comfortable. It’s also a more permanent solution.

You can go up to 140,000 BTUs and higher on some furnaces, and central heat will be your best bet for some of the cold snaps we get in Central Ohio. And you can always add a portable space heater or two for problem areas.

Schedule Estimate

Can a Heat Pump Keep You Warm in the Winter?

At around 40 degrees, heat pumps will start to derate. Variable-speed units can go quite a bit lower, but once they start losing effectiveness, it’s not a bell-curve drop-off. It’s a harsh, straight line down, and that’s when the emergency heat would need to kick in.

That’s when it gets really expensive. Emergency heat is very heavy use on your electricity. That heat is provided by heat strips that would be in the electric furnace or need to be installed in the air handler.

I’ve been in homes that didn’t have heat strips. They are an add-on. Other contractors may skip the emergency heat; we always install it in air handlers or find another solution.

A heat pump will have a hard time dealing with temperatures below zero. Pairing it with a gas furnace is the best way to cope with that. The furnace can take over when the heat pump can’t provide adequate warm air.

What Size Furnace Should You Have?

All HVAC companies would recommend the correct size furnace for your home, install it according to the manufacturer’s exact specifications, stick around long enough to ensure it’s working as it should, and ensure your complete comfort.

Sad to say, it isn’t so.

There’s an old wives’ tale that tells about how contractors used to measure a home’s heating requirements. They would stand on the sidewalk in front of the house and hold up their hand. If three fingers covered the length of the house, they would recommend a three-ton system.

Sound far-fetched? It’s not. Nor is it uncommon for a contractor to use only the square footage of the home to make their estimation.

The only way to get an accurate size recommendation is through a Manual J load calculation. Yes, it factors in square footage, but it also accounts for the number of windows and doorways, the number of occupants, attics and basements, insulation, and more.

And if you receive an estimate for a furnace size that doesn’t come from this method, please find another contractor who will do the job right. A furnace that isn’t the correct size will wear out faster, provide uneven temperatures, and cost you dearly when it comes to repair bills.

Read more: Choosing the Right Furnace: 3 Factors that Determine Your Options

Electric versus Natural Gas Furnaces

If you want a natural gas furnace, you’ll have to get ahold of your local provider. They will help you determine how to get a line and meter to your house. If there’s no main line on the road, you’ll have to settle for propane.

We generally recommend a hybrid system, a dual fuel. That means you’re using electricity as one source, and gas or propane as the second.

Typically, we see heat pumps paired with gas furnaces. Your heat pump will keep you comfortable three-quarters of the year, and the furnace would take over when the call is for emergency heat.

Furnace Types: Blower Motors

HVAC is all about air distribution. In every furnace, there is a blower motor responsible for collecting air from the house, filtering it, and then pushing the conditioned air back throughout the ductwork. It also has a job in the summer; that same blower moves cool air generated from your air conditioner or heat pump.

Modern furnaces come equipped with one of two types of blower motors: single-speed or variable-speed. Single-speed blower motors move air at one speed.

Furnaces equipped with variable-speed motors are able to increase and decrease speed anywhere from 0 to 100%. This technology can help eliminate hot and cold spots or uneven temperatures, allows for better air filtration, and are often much quieter. They are also the most costly.

Read more: What Are the Benefits of a Variable-Speed HVAC Motor?

Furnace Types: Efficiency

Another factor to consider when choosing a gas furnace is its efficiency. Furnace efficiency is measured by an Annual Fuel Utilization Efficiency or AFUE rating. It’s the percentage of heat your furnace produces.

A standard efficiency furnace, for example, will convert up to 80% of its fuel consumed as heat. The remaining 20% is exhausted as waste. A furnace is considered high efficiency when its efficiency is over 90%. Some models boast an efficiency rating as high as 98%. That means out of every dollar spent on fuel, 98 cents is going towards heating your home.

The higher the efficiency, the more you’ll save on your energy bill. It will also increase the initial cost of the unit, so the homeowner has to decide whether the upfront cost is worth it.

Furnace Types: Single-Stage Gas Valve

Furnaces can be further broken down by their gas valves, which are classified by “stages.” A gas valve regulates how much fuel your furnace uses to heat your home at any given time.  The first type is the single-stage gas valve.

When it turns on, 100% of its capacity goes towards heating your home, even on days with milder temperatures. The furnace will work at full throttle whenever the temperature dips below your thermostat’s set point.

The primary benefit of single-stage furnaces is they are inexpensive, and their technology has been around the longest. Single-stage furnaces typically come equipped with fixed-speed electronically commutated motor (ECM) motors. They’re ideal for homeowners with smaller square-foot homes or homes without comfort concerns such as uneven temperatures or hot and cold spots in the winter.

Furnace Types: Two-Stage Gas Valve

The second type is the two-stage gas valve, which has two capacities. When it first kicks on, it’ll start in its first stage and use about 60 to 70% of its total capacity. Then, when more heat is needed, the furnace goes into its second stage using its full power.

Most of the time, your furnace will be in its first stage, which offers greater fuel utilization. It also provides more even temperature control because your system will run longer in its lower stage, allowing for more air circulation. The more the air circulates, the more even the temperature in the home.

Regardless of which variation you choose, two-stage furnaces are great for homeowners who suffer from uneven temperatures between floors or hot and cold spots between rooms.

Furnace Types: Modulating Gas Valve

The third type of gas valve is called modulating. They can increase or decrease the amount of gas being used in small increments. For instance, on milder days, it may use only 40% of its total capacity, but as the demand for heat increases, the gas valve will incrementally open up.

It’s like cruise control on a car. It makes tiny adjustments to keep the temperature level. And cruise control is when you get the best MPH. It’s the same concept for your furnace, except you replace MPH with efficiency. It’s easy to see the potential energy bill savings.

When you pair the modulating gas valve with a variable-speed blower, you’ll have a furnace that’ll be able to keep you comfortable all winter long. It’s capable of maintaining the temperature inside your home within a half degree of the thermometer’s set point regardless of the temperature outside.

Do You Need to Get a New Thermostat When Buying a New Furnace?

If you’re buying a new furnace, you don’t necessarily have to replace the thermostat, unless you have an old mercury-style that spins. Those are not up to code, so they need to be replaced.

We do recommend replacing it because we want to control the whole system at once.

If you’re thinking about adding a humidifier or dehumidifier, and you want to control it from the thermostat, you would have to run another wire.

Read more: HVAC Thermostats 101: Installation, Features & Controls

Heating with Ductless Mini-Splits

Ductless mini-splits are an ideal solution for certain heating and cooling problems. They give you a high level of control over your home temperature while reducing energy bills.

We rarely see a home in which they are the only source of heat. They are used in more of a per-basis situation. If the main bedroom or a bonus room above the garage or an office where you spend a lot of time needs additional heat but the rest of the home is OK, a ductless system could be the perfect solution.

Read more: Ductless Mini-Splits: A Comprehensive Cost Breakdown

They’re super-efficient, so the electric bill won’t go up drastically. And they cool as well as heat. They will provide better comfort and be more cost-effective in the long run. It’s an investment that you’ll be happy with.

I was in one house that had baseboard heating and window air conditioners. There were no ducts, and they wanted a new system. Without ductless mini-splits as a heating-cooling option, they would have to do a full remodel, with several thousand dollars spent in other areas (woodworking, drywall, ductwork).

One major downside to ductless mini-splits is: The initial outlay is higher. The cost of making a home that’s heated entirely by ductless is not inexpensive.

Another downside: There’s another piece of HVAC equipment you have to maintain. That means more maintenance every year. If something goes wrong, someone has to come out and fix it. But for a long-term home, it can be a great solution.

Does the Brand of the Furnace Matter?

The brand seems to matter more to homeowners than to us. A lot of new homeowners tend to focus on the brand. It’s like that with cars, too. Honda’s the best. Ford’s the best. In reality, no one really makes a bad car. It’s more about how you maintain it.

The thing that’s most important when buying a furnace are the HVAC contractors that are installing it, making sure they’re following best practices, they’re commissioning it properly, making sure you get the best comfort and efficiency,

A cheap furnace properly installed and maintained can have a lifespan every bit as long as a more expensive model.

Will a High-Efficiency Furnace Save Money?

I always ask homeowners, “How long do you plan on being in your home?” There’s a small return on investment with an expensive furnace. The energy savings will never match the initial investment, no matter how long you’re there.

But if you plan on being in your home for 20 years, you’re going to want something that’s more efficient and comfortable compared to if you’re only going to be there three years, when you don’t want to put money into the high-efficiency furnace.

Read more: Will a High-Efficiency Gas Furnace Save You Money?

Buying the Right Furnace

Sometimes I meet with a homeowner who has multiple comfort concerns concerning his indoor air quality - allergies, excessive humidity, huge temperature differences between floors - and want all of them solved but isn’t planning on staying in the home for very long.

I’m more than happy to sell them a high-end system to alleviate those problems, but I’ll be upfront with them and let them make the call on whether to make the investment. I’ll play devil’s advocate, and discuss the pros and cons.

Maybe we can find a partial solution. The prospective furnace will be better than what they have, but it’s not going to solve every problem.

And if you’re a first-time homeowner in the market for a furnace, we hope that we’ve given you some things to think about while you ponder your decision. If you’d like to talk further with us, fill in your zip code in the graphic below to see if you’re in our service area.

We look forward to hearing from you.

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Chris Husmann

Fire and Ice has been wonderful to work with! Our new Furnace and AC are working like a dream. We had a number of places come out for estimates and Fire and Ice was the only one who actually went around and measured our windows and home and determined we should get a smaller furnace than what was installed before, saving us money both up front and on efficiency down the road. We were also impressed at the quality of the installation itself, as our old setup was clearly done without much care or thought. Fire and Ice took the time to move pipes and such that were just hanging from my ceiling before, move the humidifier to the proper side of the furnace, move over the ductwork that was not put in a good location, raise our electrical box outside away from the ground, and all kinds of little things to make sure our system runs right for a long time. It's been a few months and our setup runs perfectly. You get what you pay for, and I'm glad we paid for Fire and Ice!

Emily

When the 30 year old HVAC system in our house went out Fire and Ice was recommended to me. Brad, my sales representative, showed me a comprehensive list of my options, set me up with financing make a brand new system affordable, and professionally communicated throughout the entire process. The installers, Demetrius, Willard, and Tyler, were fantastic! They were very helpful and professional throughout the entire installation process and walked us through the ins and outs of the final product. The AC works like a dream just in time for the hot summer weather and we could not be happier! Fire and Ice is our go-to recommendation for anyone seeking HVAC work.

Mary Avalos-Miller

Our complete HVAC system was replaced a month ago. We experienced a flawless, informative process from sales to installation. Bryan, our sales pro, performed a detailed anaysis of our home's size, construction & features to develop an evaluation of our HVAC needs to offer the optimum sized equipment and has returned several times since the installation to insure it's proper functioning and our understanding of the entire system. The installation was performed within 3 days of our agreement - with the crew (Jon, Daniqua & Colby) getting the old system removed (furnace & A/C) and the new system installed in a matter of hours - they even modified ductwork and rerouted some lines originally installed by our builder to increase efficiency and give the system a cleaner appearance. Another great surprise was their tenacity with the cleanup - all their work areas were left totally spotless!!! Overall the best contractor performance we have experienced in 35 years of home ownership including having 2 homes built by the area's most reputable developers. The system runs great, is quiet and can now be operated through my phone from anywhere - even if just to insure it's running while at my winter haven. Thank You Fire & Ice!

Cathy Mace

Fire & Ice was great. Our sales rep, Bryan, was excellent. He was knowledgeable, professional, and didn’t pressure us to make a purchase. Due to our experience with him, we were already planning on using Fire & Ice to replace our old AC, but during the heat wave and storms, my once limping-along-AC decided 20 years was enough cooling and decided it’s job was done. My husband had initially set the meeting with Bryan, but was out of town, leaving me to pick up the sale. Bryan didn’t miss a beat when I emailed him asking to get a new AC installed ASAP. Within two days, my install techs, Demetrius P. and Willard J. were here to install. The excellent service continued. Both were amazing and incredibly professional, even dealing with my very vocal dog with grace every time they entered my house. They completed the job in a timely manner and everything was top notch. They were mindful of the fact that I work from home, and kept noise to an absolute minimum. By the time they left, I could feel the cool air flowing once again. They even took the time to swap out my furnace filter! Loved working with them and will recommend Fire & Ice to my friends & neighbors.

Jared Petersen

The entire process of having a new furnace and air conditioner installed was awesome. Scheduling the estimate was quick and easy and I didn't have to wait on availability. The estimate was very thorough, and Bryan was extremely helpful in explaining everything. Install was just a few days later based on my schedule (they could have installed sooner) and the install technicians (Bryan, Alontae, Von) were awesome. Very professional and courteous, adhering to local health guidelines the entire time. They also had somebody come out and take photos and videos of the install so they could use it in their training. They took the time to ensure everything was installed properly (my old install wasn't). They were also very helpful to show me everything about the system and new thermostat before they left. Bryan followed up with me a week later and stopped in to check on the install. He's awesome and having a tech come out and tweak a couple things (humidifier and thermostat) to ensure everything runs properly!

Jayson Nayuki

One of my good friend’s had a great experience with Fire and Ice, so I went ahead and tried them out. Amazing customers service. Brad was awesome with walking me through the process of getting a new furnace and answered all of my questions. I will be a returning customer and recommend Fire and Ice to all. Update on furnace installed: I can not praise this company enough. The technicians Floyd and Jacob were very professional and the craftsmanship was amazing. You can tell when someone takes pride in their work. Thank you for your hard work. It’s greatly appreciated.

Bryan Wade

Bryan and Nick were true professionals. They gave me a good heads up when they were going to arrive and did a great job installing the new furnace. They made sure to keep my house clean and walked me through what they did and gave me tips on how to get the best use/life out of my furnace. Will definitely recommend to a friend.

I Daniels

The two technicians arrived exactly when they said they would, immediately began to take care of business. They had more trouble than they anticipated getting the old furnace out but still pretty much finished at the time they told me. The system and heating space were left clean and tidy. they took a few extra minutes to troubleshoot my water tank to get it to ignite which was greatly appreciated. Very nice gentleman throughout the experience and gave me a thorough explanation of the paperwork and how to use the thermostat as well. Was a great experience